Supporting the development of SMEs and improving the financing environment for SMEs

Affected by the international financial crisis, since the second half of last year, some small and medium-sized enterprises in China have had difficulties in production and operation. In order to solve the difficulties encountered by SMEs, the central government has formulated a series of policy measures based on laws and regulations such as the SME Promotion Law: First, arrange special funds to support the development of SMEs, and actively promote technological innovation of SMEs. Industrial upgrading, market development and independent brand building to improve the public service environment for SMEs; Second, implement tax incentives for SMEs to reduce the tax burden of SMEs; Third, play a policy guiding role to encourage credit guarantee institutions, venture capital institutions, Financial institutions create more favorable conditions for SME financing, and strive to improve the financing environment for SMEs. Fourth, formulate relevant financial accounting systems, standardize the financial accounting behavior of SMEs, and improve the financial management level. The implementation of the above policies has provided a powerful help for SMEs to resolve operational risks, improve overall quality and enhance their competitiveness.
Efforts to ease the pressure on SMEs In accordance with the unified arrangements of the State Council, the central government timely took measures to ease the pressure on SMEs. Mainly include: First, increase financial support, focus on supporting credit guarantee institutions to carry out SME loan guarantee business; Second, increase the export tax rebate rate for some products, so that the majority of SMEs involved in related products can get benefits; Third, timely release The measures clarify the disposal methods for non-performing loans of small and medium-sized enterprises, enhance the ability of financial institutions to resolve non-performing assets, and guide financial institutions to increase the lending of small and medium-sized enterprises. Fourth, clean up administrative fees and reduce the burden on enterprises and society. Since the implementation of these measures, the results have gradually appeared.
In 2008, in response to the huge impact of the international financial crisis on China's SMEs and ease the financing bottleneck of SMEs, the central government allocated 200 million yuan of guarantee business subsidies at the beginning of the year, and further allocated 1 billion yuan in the second half of the year to fund 330. Home SME Credit Guarantee Agency. The central financial guarantee business subsidy fund policy showed a strong demonstration effect, and local governments at all levels have further increased their support for SME policies. According to statistics, in the second half of 2008, the financial departments of 15 provinces including Anhui, Jiangsu and Guangdong increased their funds to support SMEs by about 10 billion yuan, focusing on supporting the construction of SME credit guarantee system and encouraging financial institutions to increase their small and medium-sized enterprises. The scale of corporate loans and so on. On the basis of emulating the central financial subsidy fund policy, local finance has also explored and implemented a variety of support methods such as reserve subsidies, performance rewards, and risk compensation. For example, Jiangsu Province has introduced the SME credit guarantee institution's capital increase subsidy method, and arranged 200 million yuan of subsidy funds, which has driven 93 SME credit guarantee institutions to increase the registered capital of 3.8 billion yuan; Jiangxi Province has piloted the SME credit guarantee institution management platform. Incubation financing model. At the same time, some local governments have funded the establishment of SME credit re-guarantee institutions to play their role in enhancing credit and sharing risks.
Promoting credit guarantee for SMEs At present, due to the small scale of SMEs' assets, weak management and management, and low credit rating, commercial banks have strengthened their risk control and reduced management costs, and lacked effective credit incentives for SMEs. It is more favored to put funds into large enterprises, so that the scale of SMEs' access to bank loans is very limited, and the difficulty of financing SMEs and the difficulty of lending by banks exist simultaneously. The credit guarantee of SMEs has established a financial bridge between SMEs and banks through credit guarantee.
On the one hand, credit guarantees help banks control risks, reduce management costs, and expand the scale of credit for SMEs. The SME credit guarantee institution with standardized management has strict risk management measures, and has clear management procedures in terms of the entry threshold of the guarantee object, the control of the scale of the financing guarantee, the implementation of the counter guarantee measure, and the guarantee operation procedure. Strict implementation in the work. After the credit guarantee is involved in the SME loan business, it will conduct comprehensive assessment and monitoring of the insured small and medium-sized enterprises, business owners and major operators from the aspects of ethics, finance, market, policies and processes, and pay attention to the financial statements of the enterprises with the bank. The credit management system that assesses the financial risks of enterprises forms complementary advantages and improves the level of prevention of credit risks. At the same time, the participation of credit guarantees has increased the risk-bearers and reduced the cost of loan management to a certain extent, which is conducive to enhancing the confidence of bank loans and expanding the scale of loans to SMEs.
On the other hand, credit guarantees help to improve the credit rating and financing capacity of SMEs. SME credit guarantee institutions with standardized management, professional operation and strong social credibility have strong risk identification, control and resolution capabilities, and cooperative banks have a high degree of trust. Therefore, the credit guarantee provided by the above-mentioned institutions will play a role in credit enhancement for SME loans. In addition, in addition to providing financing guarantee services for insured enterprises, guarantee institutions usually give full play to their advantages of large amount of information and talents, and provide advice and guidance to SMEs on market, technology, quality, finance, credit, etc., which is conducive to promotion. SMEs enhance credit awareness, standardize management, open up markets, and achieve sustainable development. Under these conditions, the financing capacity of SMEs will also be greatly improved.
In order to improve the pertinence and effectiveness of the policy, the central government will focus on “increasing financial support, reducing the burden of fees, unblocking financing channels, and broadening market space”, and strive to alleviate the adverse impact of the international financial crisis on SMEs in China. Promote steady and rapid economic development.
In terms of capital policy, the central government will continue to play a guiding role, increase financial support for small and medium-sized enterprises, highlight work priorities, and improve the pertinence and effectiveness of policies. First, actively implement the "Opinions of the State Council on Promoting the Stable and Rapid Development of the Economy by Supporting the Role of Science and Technology", increase support for technological innovation of small and medium-sized enterprises, support and strengthen a group of small and medium-sized enterprises with innovative capabilities and independent intellectual property rights, and continue to advance Venture capital guiding funds pilot, and strive to improve the technological innovation environment of SMEs. Second, focusing on the spirit of the ten major industrial adjustment and revitalization plans and the "Notice of the State Council on Doing a Good Job in the Current Economic Situation", vigorously support the structural adjustment, industrial upgrading, and professional development of small and medium-sized enterprises, and provide collaborative supporting products for large enterprises. To promote social employment and actively explore domestic and international markets. The third is to further improve relevant support policies, and actively encourage public service organizations with strong service capabilities to serve the majority of small and medium-sized enterprises and improve service quality and level. Provide public welfare, professional and social services for the establishment, management, technological innovation and market development of SMEs.
In terms of reducing the burden on SMEs, the Ministry of Finance is working with relevant departments to comprehensively clean up the fees and funds involved in coal production and circulation, and prepare to cancel various types of fees and funds levied by various departments and localities in violation of state fees and fund management regulations. The fees and fund items to be retained shall be regulated, and the excessively high standards will be appropriately reduced.
At the same time, relevant departments are studying the formulation of government procurement policies for SMEs to broaden the market space for SMEs. In this regard, the central government will draw on international experience and combine the actual situation in China to formulate specific policies and measures for government procurement to support small and medium-sized enterprises, and encourage priority procurement of SME products. At the same time, increase publicity and training efforts to help more SMEs participate in government procurement and obtain government procurement contracts, and effectively improve the bidding rate of SMEs.

Centrifuge Tubes

Centrifuge tubes are used in laboratory centrifuges, machines that spin samples in order to separate solids out of liquid chemical solutions. The centrifuge tubes can be made of glass or plastic, and resemble miniature test tubes with tapered tips. They are mainly used in series test like the centrifuge of nucleic acid

Centrifuge Tubes

50 ml Centrifuge Tubes,15 ml Centrifuge Tubes,5ml Centrifuge Tubes,Centrifuge Tube Holder,Micro centrifuge Tubes

Yong Yue Medical Technology(Kunshan) Co.,Ltd , https://www.yongyuepcrtube.com